The Economic Justice Initiative, known as the EJI, is a statewide project of Legal Aid of North Carolina that strives to keep working poor and working families in possession of their homes and home equity.
By providing high-quality legal representation in foreclosure actions, the EJI saves homes, preserves credit ratings and strives to make prohibitive the cost of conducting business for unscrupulous brokers and lenders. The EJI also provides community education to increase awareness of home-finance best practices and the dangers of predatory lending.
The EJI collaborates with six other legal services organizations to form the Home Defense Project (HDP). The HDP saves homes and reduces foreclosures in North Carolina by securing loan modifications for borrowers and providing high-quality foreclosure-defense work in every county in the state. The HDP is funded in part by the Z. Smith Reynolds Foundation. The six other members of the HDP are:
- Financial Protection Law Center
- Land Loss Prevention Project
- Charlotte Center for Legal Advocacy
- North Carolina Housing Coalition
- North Carolina Justice Center
- Pisgah Legal Services