Consumer Issues

Learn how to protect yourself from fraud and scams. Find information on bankruptcy, credit repair, debt collection and more.

About

We help our clients keep their essential property and assets

Home, Transportation and More: We can help you retain ownership of your home, car or other form of vital transportation, and other essential property by fighting foreclosures and repossessions, and handling bankruptcies.
Debt Collection and Unfair/Deceptive Trade Practices: We can protect you from illegal debt collections and abusive or deceptive trade practices.
Advance Directives: We can help you create advanced directives — wills, living wills, powers of attorney and health care powers of attorney — to distribute your property after death and determine who can make financial and medical decisions on your behalf.

Get Help

Legal Aid NC Helpline

Toll-Free: 1 (866) 219-LANC (5262)

8:30 AM – 1:30 PM, Monday – Friday
5:30 PM – 8:30 PM, Monday & Thursday

Apply for free help with civil (non-criminal) legal issues. Those 60 and older should call the Senior Helpline.

Emergency SNAP

The extra food stamp (FNS/SNAP) payment, officially called Emergency Allotments, will end in February 2023. Starting in March, you will only get your regular food stamp payment loaded to your…

Videos

How to avoid contractor fraud and what to do if you experience contractor fraud

Scams: How to protect yourself and your loved ones.

Ruth & Consumer Law

Have You Received Exemption Papers?

Resources

A Guide to Small Claims Court

Category	Name	Organization
Small Claims	A Guide to Small Claims Court	Legal Aid of North Carolina
Cars	Car Repair Claims	Legal Aid of North Carolina
Cars	Car Repossession	Legal Aid of North Carolina
General	Changing Your Identity in North Carolina	Legal Aid of North Carolina
Loans and Credit	Companies That Promise to Repair My Credit	Legal Aid of North Carolina
Loans and Credit	Divorce and Credit Accounts	Legal Aid of North Carolina
Loans and Credit	Free Credit Report	Legal Aid of North Carolina
Fraud and scams	How To Avoid Contractor Fraud	Legal Aid of North Carolina
Debt	How To Deal With Debt Collectors	Legal Aid of North Carolina
Identity Theft	Identity Theft	Legal Aid of North Carolina
Identity Theft	Identity Theft: Self-help Forms	Legal Aid of North Carolina
Warranties	Product Warranty	Legal Aid of North Carolina
Loans and Credit	Signing a Confession of Judgment	Legal Aid of North Carolina
Debt	The Uniform Fraudulent Transfer Act	Legal Aid of North Carolina
Bankruptcy	What is bankruptcy?	Legal Aid of North Carolina